Debt Reduction Programs

Debt Reduction Programs

Debt Reduction Advice--What NOT to Do (according to American Debt Girl)

Recently, American Debt Girl was at Bunko night with some of her girlfriends. This usually involved drinking and gossip--and Bunko, of course. After a few drinks, they were talking about one of their friends who wasn't there and how she and her husband must have gone into debt to afford the new house they just bought. "If they aren't careful, they're going to need one of thosedebt reduction programs you got American Debt Girl!" one of the girls, Trudi, said.

"I'm all too familiar with those," American Debt Girl said. "But I did it the right way. The safe way. The legal way. Did I ever tell you about a girl I used to know who did it another way?"

"What way is that?" Trudi asked.

"Oh, my. She got out of debt by doing "unmentionable things" for money, if you get my drift. That was her idea of a debt reduction program of a different kind. She actually enjoyed it too! She loved the actual 'work.' But she knew she was living dangerously. Still, she didn't think it was as bad as Macy's knowing she was having money problems. Can you believe that?!"

"No! What happened to her?" Trish asked.

"Well, she was really tough, I'll tell you that much. She got slapped around a bit by a john or two, and after nearly being busted by the cops on top of that, she got scared and wanted to quit. But her pimp wouldn't have any part of that. She had only paid off about half of her debt, but it wasn't going as fast as she had hoped because she had to charge up her Vikki's Secret card to buy 'work clothes, if you know what I mean. So here she was, still in debt, but scared of getting arrested and scared of her pimp. Her idea of debt reduction wasn't going so swimmingly. That's when I decided to tell her about legal debt reduction programs."

"Oooo....did she take your advice?" Trudi asked.

"You know, she did! But she had to move to another city to get away from her pimp. She's still nervous, but she's almost debt free because she went to a debt management company to check out debt reduction programs."

"I bet Linda will need one of those debt reduction programs when she finishes furnishing that house!" Trish said.

"Either that or they'll end up in the poorhouse!" Trudi said.

"Now girls, we've all been in debt and gone through different debt reduction programs. We've all been in Linda's situation and overspent on stuff like that. It's hard! And you both know it!" American Debt Girl scolded. "If Linda gets in trouble, she will ask one of us about debt reduction programs. And we will support her."

"Yes, that's right," Trudi said.

"It's true!" Trish said.

"Good girls! Now, whose bid is it?"

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